Money & records · 20 October 2026 · 1 min read · AgriLink team
Planning cash flow for the wet season
Inputs are bought months before the crop is sold. A simple monthly cash-flow plan shows when money runs short and how much to borrow.
The gap between planting and payment
In a summer cropping season most spending happens between September and January, while sales come from April onwards. A month-by-month plan makes that gap visible before it becomes a crisis.
Build the plan from your budget
Enter expected income and costs by month, add loan repayments, and look for the lowest balance. That low point is what you need to cover with savings, credit or a different purchasing schedule.